Hello, my name is Robby and today we googled why is Obamacare bad? It is one of the most significant changes to the United States healthcare system since Medicare and Medicaid passed in 1965. 3 Reasons Why Obamacare Is Bad for Millennials For many millennials, the fear of entering the “real world” is looming. But since we’re now a fair ways removed from those fateful days in 2010 when the Democrats rammed Obamacare through the Senate (with no votes to spare) and the House (with three votes to spare) over unanimous Republican opposition, it’s perhaps worth offering a quick refresher course on why, exactly, Obamacare is so bad. The vast majority of Americans who have received insurance under the Obamacare law have enrolled in Medicaid. Instead, the law actually forced plans to cover more and more services. The Patient Protection and Affordable Care Act – commonly shortened to the Affordable Care Act, or “Obamacare” – is a federal statute signed into law on March 23, 2010. Ironically, Obamacare now forces Congress onto the private exchanges, just like everyone else. They believe that real people making real decisions are always better than government bureaucrats in charge of those decisions. One of the "loopholes" damaging to the implementation of Obamacare is the ability of states to refuse to set up a state health insurance exchange and instead leave it up to the federal government to run them. 0 0. gertrude. However, that was almost half the number who were projected to be without insurance under the Republican-proposed alternative at that time. Please no sarcastic answers, thanks! And until 2019, they would have risked an IRS fine if they dropped coverage. States and businesses found those loopholes and took advantage of them to avoid being negatively impacted. Why is Obamacare bad? Over 30 percent of counties are limited to two insurers. One of the "loopholes" damaging to the implementation of Obamacare is the ability of states to refuse to set up a state health insurance exchange and instead leave it up to the federal government to run them. https://www.thoughtco.com/reasons-obamacare-is-and-will-continue-to-be-a-failure-3303662 (accessed February 3, 2021). : Shots - Health News Some knocks on the Affordable Care Act are ideological. 10. The clear-eyed reality is that things aren’t going well with Obamacare. Obamacare has driven entitlement spending up much faster than expected. Some conservatives favored not fixing it and letting it fail. Congress rejected this proposal, preferring one based on America's health insurance model. Usually, you pay higher deductibles for lower premiums. Health Policy: What Progressive Democratic Control Means. Proponents of the bill knew it was unpopular at the time it passed and believed it would "grow" on people over time. Remember the promise that the average family would save $2,500 a year on health insurance? Here are arguably the five worst things about it: 10 Reasons Why Obamacare is Bad American politicians fought tooth and nail for years over government-provided health care, culminating in the passage of the Affordable Care Act, better known as ObamaCare. When Obamacare was initially passed, Democrats had full control of both chambers of Congress. Check out 9GAG now! Thanks to Obamacare we saw insurance premiums skyrocket and deductibles go through the roof, as coverage got worse. we got a few different answers, hope you enjoy the video! The Congressional Budget Office estimates that Obamacare and its Medicaid expansion are responsible for 44 percent of the projected future increases in entitlement spending. This means tens of millions of Americans often can’t choose the doctor, hospital, or treatment of their choice. When consumers make choices, providers are more likely to offer better services at lower costs. This isn’t full Obamacare repeal, but would make a world of sense because states would be free to experiment and find ways to reduce costs and provide better services. But when Republicans gained power in both chambers and the White House, they struggled to find an acceptable replacement rather than amending the bill and it essentially remained in its original form. Marcus Hawkins is a journalist and writer who focuses on conservative politics, issues, and perspectives. While Republican-proposed replacements in 2017 decreased that number, savings were often offset by half due to decreased taxes, while leaving over 20 million more people uninsured. Obamacare has not stopped the stampede of rising health care costs. On Temporary Leave | Stephen Moore is the Distinguished Visiting Fellow for Project for Economic Growth at The Heritage Foundation. Families can’t afford the insurance. 9GAG is your best source of happiness. Under Obamacare, you pay more when you get your hospital bill. Americans are paying more money for less health coverage. As the repeal and replace debate remains heated in D.C., it’s important that we remember why ObamaCare is terrible – so here are just ten reasons why ObamaCare is bad and a replacement plan is necessary. Obamacare’s Bad Economics. Some states, however, still require the individual mandate and issue a fine for not having health insurance. 7. “My mom says that they pay their taxes so other people can use Obama care to get insured and that it isn't helping the middle class families who are suffering since the cost of medical insurance has risen. Mid-sized city Medicaid users have an average denial rate of 40 percent. President Barack Obama’s initial proposal included universal health care. Reason #5: It will force numerous marketing professionals out of work. It doesn't take a trained economist to know that raising minimum requirements of coverage, forcing more coverage, raising taxes, forcing high-risk patients into pooled plans, and reducing options would raise costs. But if Trump is to blame, why were the costs skyrocketing two years before Trump even entered the Oval Office? Many Americans feel like they are paying more but getting less for it due to rising premiums. The latest forecast for 2025 is that medical expenses will reach almost 20 percent of GDP. Employers cut back hours or reduced staff to avoid hitting certain requirements. April 14, 2011, plaza, Leave a comment. Conservatives prefer market-based solutions to health care. Polls have been especially brutal, with over 95 percent of polls taken since the passage of the bill showing strong opposition during the Obama administration (usually by double-digit margins) over those who approved of it. from 2001 to 2007 the top ten health insurance companies profits rose 435 % *, this is not what they paid to doctors and hospitals , this is just profits . obama care tries to get a handle on these grossly inflated profits . And that's not counting the taxes and fees passed on to consumers. Polls took a turn as Republicans began to work on repealing the ACA. It has no provisions for capping medical malpractice costs—because Democrats were bought off by the trial lawyers. The year before Obamacare was fully implemented, health care amounted to 17.2 percent of U.S. gross domestic product. Democrats are adopting a new political spin, which is that everything is fine with Obamacare. That didn't happen until Republicans gained control of the House, Senate, and the White House in 2017.   Three years after it was approved, 54% of Americans opposed the Act. Here are 10 reasons why: Obamacare has never been well-received by the public. They have to take all types if coverage? Lv 4. The Congressional Budget Office projected that by 2023—more than a decade after implementation—that 31 million people would still be uninsured. This law should really be renamed the UCA: the Unaffordable Care Act. Really? Yet many physicians, health clinics, and hospitals don’t accept Medicaid. The fight is far from over on the future of the Obama-era health insurance overhaul. Tennessee Secures Authorization for Heritage-Backed Medicaid Reforms. Capital Flows Contributor. Why is Obamacare bad? The mandate guarantees health care for any individual under the age of 65 who earns at or below 138 percent of the Federal Poverty Level (FPL) through an expansion of state-sponsored Medicaid programs. They may have had to leave plans with more coverage in order to afford any plan at all. They claim that the only reason premium and deductible costs keep exploding is because President Donald Trump repealed the individual mandate tax—which was nothing more than an unfair penalty on low-income families that can’t afford the high cost of the health law’s mandates. The Top 7 Conservative States in the U.S. the zionist agenda of greed of the insurance industry is pissed . We have spent hundreds of billions of dollars already; we have massively increased the size of the federal budget; we have subsidized insurance plans to get Americans to sign up for Obamacare; we have penalized people if they don’t buy Obamacare (until that law was repealed); but we still have almost 1 in 11 Americans without insurance. Republicans are making a list-ditch effort this year to turn the program and the money over to the state. Why? Corporations can no longer be able to charge women more than that of men(“Why Is Obamacare so Controversial?”) Obamacare’s flaws as reported by the Wall Street Journal . It limits low-cost health savings accounts options. Forget about it. Opinion . Is this true?? I was not going to take time to answer, since I am a health Insurance broker and open enrollment started today November 1st BUT since there are so many uninformed answers in this line, I decided to chime in with the FACTS. In 2018 costs have risen by another 19 percent for high-cost plans and 32 percent for the cheapest plans, according to a study by the Urban Institute. 4. In May 2017 the Department of Health and Human Services reported that average health insurance premiums doubled since 2013. ThoughtCo, Aug. 29, 2020, thoughtco.com/reasons-obamacare-is-and-will-continue-to-be-a-failure-3303662. Obamacare, officially known as the Affordable Care Act, has not achieved its goal of providing affordable health insurance to almost every American, and is unlikely ever to do so. Hawkins, Marcus. In 2014, CBO figures projected the cost of the first decade of Obamacare at closer to $1.8 trillion. Other reductions in the cost of the bill were made on rosy expectations of reducing costs and cutting waste. It’s still too early to draw any conclusions about the success of the program, but that doesn’t mean problems have not been identified. share tweet email print. Having briefly explained why Obamacare is good, more will be explained extensively in this section. He replied: the Affordable Care Act. If you didn’t want to pay for insurance, no problem! Nearly 30 million Americans still uninsured. On Temporary Leave of Absence |Distinguished Visiting Fellow. While the federal government attempted to persuade states to create them with the promise of huge financial support, states with a conservative majority realized that the long-term costs would be unsustainable and the federal government would still be dictating everything. One of the central claims made by proponents was that insurance premiums would go down for buyers. 8. Hawkins, Marcus. 4 years ago. Should the Government Pay More for Social Services? The Obama administration downplayed the impact the bill had on people, instead, regularly implying that 90 percent of people would not be impacted by the bill outside of the increased coverage required. 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