The employer rate is used to determine total employee contribution in certain types of Leave Without Pay (LWOP) situations, to calculate the Quebec Taxable Benefit and in the remittance of contributions from certain participating separate employers. For enquiries, contact us. If you joined the Public Service Health Care Plan (PSHCP) as a retired member on or before March 31, 2015 and are either in receipt of a Guaranteed Income Supplement (GIS) benefit, or have a net income or a joint net income lower than the GIS thresholds, you may be eligible for the PSHCP Relief Provision. The Pensioners’ Dental Services Plan is a voluntary, contributory dental services plan established by the Government to provide dental services coverage to eligible public service pensioners and their eligible dependants. The monthly contribution rates for retired members with Supplementary coverage can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. There is an annual maximum for dental. The Public Service Health Care Plan (PSHCP) monthly contribution rates are comprised of two components, the cost associated with the Extended Health Provision and the cost for the Hospital Provision. Public service group insurance benefit plans, Public Service Health Care Plan - information notices. For enquiries, contact us. Pensioner contribution rates for the Public Service Health Care Plan (PSHCP), prior to April 2015, were last set in 2011. Sign-in help Register. It is important for Plan members to know the rights and responsibilities that accompany participation in the Public Service Health Care Plan. You must pay monthly premiums to receive extended health care and dental coverage. April 2020 Supplementary Coverage Comprehensive Coverage 1. 1.855.304.4700. All pension related inquiries, including those related to the Public Service Health Care Plan and the Pensioners' Dental Services Plan, should be referred to the Pension Centre (See Section 9 for information concerning the Public Service Health Care Plan and Section 10 for information concerning the Pensioners' Dental Service Plan.) The monthly dental plan rates as of February 1, 2020, are: Name of plan: Single: Couple: Family: Essential Dental. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. The Supplementary Death Benefit (SDB) Plan came into effect on January 1, 1955 and forms Part II of the Public Service Superannuation Act (PSSA). Hospital Levels II and III are 100% retired member paid. Should you have any questions regarding this notice, please contact the Pensions and Benefits Sector. https://www.federalretirees.ca/.../public-service-health-care-plan-pshcp Welcome to the Public Service Health Care Plan Member Services Website. The form is available on-line or by calling the Government of Canada Pension Center at one of the following numbers: Yes. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. The Public Service Pension Board of Trustees reviews the premiums for extended health care each fall. Effective April 1, 2015, retired members' 50:50 cost sharing will be phased in over a four-year period as shown in the table below. $89.06. All plan members were informed of the new cost-sharing agreement and phase-in period in the Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin dated October 2014, and PSHCP Bulletin 31 dated March 2015. To apply for or to amend your coverage, the PSHCP Pensioner application form (TBS-006492) (PDF, 91KB) must be completed. See table below. Yes. T | 613.745.2559 F | 613.745.5457 The changes to the PSHCP cost sharing for retired members are: Effective April 1, 2015, the plan cost percentage will rise to 31.25… Premium subsidies are based on your years of pensionable service. Sun Life Canada provides coverage for the PSHCP. Contribution rates are reviewed and amended from time to time as determined through negotiations between the Treasury Board of Canada, the employers, and representatives of employees and pensioners. Eligible retired members who apply for the Public Service Health Care Plan (PSHCP) Relief Provision will receive a letter from their pension office advising them of the status of their application. Vision Care Benefit. You must complete the Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office. CONTACT US. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. Extended Health Care & Dental Benefits. The Public Service Health Care Plan (PSHCP) Relief Provision provides eligible retired members of the PSHCP with an opportunity to maintain the 25:75 cost sharing ratio for Supplementary Coverage (i.e. The document has not been changed and continues to apply. The Public Service Pension Plan (PSPP) serves over 80,000 active, deferred and retired members, and is governed by the Public Sector Pension Plans Act and its regulations. These components have different cost sharing arrangements. To be eligible for the Public Service Health Care Plan (PSHCP) Relief Provision, you must either be the GIS recipient or your joint net income (i.e., you and your spouse/common-law partner), as reported on your income tax Notice of Assessment(s), must be lower than the GIS thresholds established for the Old Age Security Act. The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) Monthly Contribution Rates that will come into effect April 1, 2017. Coverage for Pensioners. Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted if you include a new PSHCP Relief Provision Application Form with your application. Password. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint Council website. Public service group insurance benefit plans, Public Service Health Care Plan Retired Member Contribution Rates for Supplementary Coverage, Public Service Health Care Plan Relief Provision, Public Service Health Care Plan Employer Rate, Schedule V of the Public Service Health Care Plan (PSHCP) Directive, Public Service Health Care Plan (PSHCP) monthly contribution rates, Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin, Plan improvements, such as the elimination of the annual deductible were also announced, Supplementary Coverage - Relief Provision, Public Service Health Care Plan (PSHCP) Relief Application Form, An aging population – with more chronic medical conditions, Earlier diagnosis and treatment of health problems, Availability of new and more expensive drug treatments, Patient-driven demand due to advertising and online information, You must have been a retired member of the PSHCP (retiree or survivor) before, You must either be in receipt of a Guaranteed Income Supplement (GIS) benefit; or the joint net income of you and your spouse/common-law partner as reported on your income tax Notice of Assessment(s) is lower than the GIS thresholds established for the. National Office 865 Shefford Road Ottawa, ON K1J 1H9. Marie-Chantal Girard Assistant Deputy Minister Pensions and Benefits Sector. A number of Plan improvements, such as the elimination of the annual deductible were also announced at the same time. However, you must complete a new  Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office for assessment. Forms and Resources If you are looking for forms to help guide you through your pension life events, current Plan news, or even pension or buyback estimators, these items and more can be found here. An early deductible and maximum lifetime amounts will apply to extended health care. service@federalretirees.ca. Positive enrolment. If you receive a public service pension, you can maintain your PSHCP coverage. Please note that conditions may apply. Public Service Health Care Plan Directive This directive is now hosted by the National Joint Council, where it was co-developed by participating bargaining agents and public service employers. Public Service Health Care Plan (PSHCP) members who were retired before April 1, 2015 may be eligible for reduced contribution rates, see PSHCP Relief Provision. In 2016, the Public Service Pension Board of Trustees worked with the boards of the Teachers’ and College pension plans to negotiate a competitive group rate with Green Shield Canada. EHP (Extended Health Provision) – is the rate associated with these benefits for which the employer is 100% responsible. You will not receive a reply. Hospital Level I is 100% employer paid. See the Pensioner Application formfor more information. 3. It provides dental coverage to eligible federal pensioners and their family members who qualify, including survivors. The Extended Health Benefit contribution rates are determined by three factors: the previous year's total plan costs, the pre-determined cost-sharing ratio and the type and level of coverage selected. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. To be eligible you must meet the following criteria: Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. Public Service Health Care Plan Relief Provision. Annual adjustments will be made to all contribution rates during the phase-in period and thereafter to reflect actual plan experience. The retired member contribution rates will be adjusted annually on April 1st. It reimburses members for allowable health care services and products. Pay and pension system administrators have been advised of these changes to ensure the necessary actions are taken. This assessment may result in changes to your premiums the following year. Provides plan members with coverage, up to certain limits, for dental service and supply expenses. What are the Contribution Rates under the Public Service Health Care Plan Relief Provision? It covers you for specific dental services and supplies that are not covered under your provincial health care or dental care plan. --- No, the pensioner contribution rates will be adjusted annually to reflect the previous year's pensioner plan costs and population and adjusted by the estimated percentage increase in benefit cost for the following year. Future contribution rates will be adjusted to maintain the relevant cost sharing ratio between members and the employer and compensate for increases in current and projected plan costs. Learn about the coverage options available to you as a retired member of BC’s Public Service Pension Plan. Plan members who have retired from the federal public service, the RCMP, and the Canadian Forces, as well as members of the Veterans Affairs client group, are eligible to receive coverage under the PSHCP, provided they receive a public service pension. For more information, refer to: Pensioner contribution rate changes are based on the previous year's total plan costs for the pensioner population and then adjusted by an estimated percentage increase in benefit costs for the upcoming year. Any person in receipt of an ongoing recognised pension, survivor's or children's benefit pursuant to an Act identified in Schedule IV, as amended from time to time by the Treasury Board of Canada, is eligible to join or to continue coverage under the PSHCP when their pension becomes payable (except those persons who immediately prior to retirement were employed … March 7, 2019. Extended health care coverage Learn about the extended health care coverage available to you, your spouse and/or eligible dependant(s). Those approved in 2014 will be contacted by the appropriate pension office with further instructions. ... Extended health care plan premiums Print. Retirement. Pensioners Managing my Coverage. Complete details on the PDSP are set out in the PDSP Plan Rules. Deductions from pension cheques are taken one month in advance of the effective date of coverage. Deductions from pension cheques are taken one month in advance of the effective date of coverage. This amount is then adjusted by the estimated percentage increase in benefit cost for the following year and divided by 12 to obtain a monthly rate. Federal retirees must apply for the PSHCP. Generally, expenses claimed under the Vision Care Benefit are subject to a two-year eligibility cycle that begins every odd year, meaning that the stated maximum eligible expense is for two calendar years instead of one. By sigining in, you agree to these terms and conditions. Extended health care premiums. To address this, Budget 2014 announced the Government of Canada's intention to move to a 50:50 (employer to retired member) cost-sharing model. Changes cannot be accepted over the phone. As one of the largest private health care plans in Canada,... Forms and Documents $27.81. From: Treasury Board of Canada Secretariat. Yes. Learn about the Pensioners' Dental Services Plan (PDSP), a voluntary dental services plan for retired members of the federal public service and their eligible dependants (family members) for specific dental services and supplies not covered under a provincial/territorial health or dental care plan. From Treasury Board of Canada Secretariat. The purpose of this booklet is to describe the benefits available to Public Service, Canadian Forces, RCMP, and certain other pensioners who are members of the Public Service Health Care Plan. Archived version: April 1, 2008 Retirement health coverage. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint … As you approach retirement, you may be thinking about what your health care needs will be in the coming years. for members residing in Canada). The plan provides a type of decreasing term life insurance designed to cover members of the public service pension plan. The voluntary PDSP was established by the Government of Canada in 2001. Plan members. 2. The Public Service Health Care Plan (PSHCP) reimburses participants for expenses incurred for a wide variety of health-related products and services, and is administered by Sun Life Financial. Plan members who are eligible for a pension from the Public Service Pension Plan (PSPP) and are permanent residents of Canada can have extended health care and dental benefits coverage through Green Shield Canada. How premiums are paid. The Public Service Health Care Plan is funded through contributions from: Treasury Board of Canada, Participating employers, and. Single or family coverage considerations are then accounted for and the cost sharing is applied. Plan details are available through the PSPP's Retirement Health Coverage and You. There are two dental plans to choose from, with different premiums, deductibles and eligible services for each. See Schedule V of the Plan document. The contribution … The employer and retired members each pay a percentage of plan costs, this is referred to as the cost sharing ratio. Affordable rates. The contribution rates for retired members of the PSHCP with Supplementary coverage will be adjusted on April 1, 2017, to meet this year’s 43.75% : 56.25% (retired member : employer) cost-sharing ratio. $52.87. As a result, the 2015 contribution rate calculation included both an adjustment to reflect the new cost-sharing arrangement and an adjustment for plan cost increases since 2011. Your Public Service Health Care Plan (PSHCP) PSHCP provides supplementary health care coverage for participants of the plan and their families; Your Pensioners' Dental Services Plan. The PSHCP is a voluntary health care plan for federal employees, federal retirees and their eligible dependents. These contribution rates did not change in 2015. You will not receive a reply. Executivesare entitled to 100% employer paid Hospital Level III, Family coverage. HP (Hospital Provision) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III. These new rates will be reflected in the March 2019­ payroll. Remember me Remember me. Archived version: April 1, 2008; Archived version: Pesticides Directive November 1, 1993; Archived version: Motor Vehicle Operations Directive April 1, 1995; Public Service Health Care Plan Directive April 1, 2006; Travel Directive July 1, 2017. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. It provides coverage for specific services and supplies that are not covered under a provincial health or dental care plan. The cost of the plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your PSHCP Bulletin electronically and signing up for direct deposit. Retired members' percentage of contributions for Supplementary Coverage is currently 25% of the plan costs, excluding hospital coverage. You can apply to amend, increase, decrease or cancel your coverage at any time through your pension office. End of dialog window. Occupational Health and Safety Directive January 1, 2011. The Public Service Dental Care Plan (DCP) is a private health service plan for federal Public Service employees and their eligible dependants. CLIENT SIGN IN Email/Access ID. The following Frequently Asked Questions (FAQs) provide information regarding: The contribution rate changes are consistent with the Government's commitment to ensuring compensation is reasonable and affordable, as well as aligned with similar plans offered by other public and private sector employers. The employer contribution rate is the estimated employer portion of plan costs per plan member. The Public Service Pension Plan does not subsidize the cost of the dental plan’s monthly premiums. It is calculated based on the previous year's total plan costs for the entire population, (employees, Canadian Forces/Royal Canadian Mounted Police members and pensioners), minus the total member contributions, and then divided by the total number of plan members. Please refer to the Plan Directive for details. 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